Phone with money pouring out of it.

How I Save $300 Per Year On My Phone Plan!

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Just went to two Verizon stores and blew their minds with the plan my wife and I are rocking. We’re saving like $300 a year, and here’s the kicker: it’s super easy. Let me break it down for you.

The Sweet Deal

So, Verizon had this online deal, right? A phone for $149 if you sign up for this specific unlimited plan. We did one better. Found the same plan, no strings attached, same price, different carrier. Bought the phone, switched carriers, life goes on as usual, just with a nicer bill at the end of the month.

What We’re Paying Now

Here’s the deal: $75 a month for two lines, unlimited everything. And my shiny new iPhone SE? Only set me back $46. Quality’s still top-notch, but my wallet’s breathing easier. We’re racking up rewards and credit without breaking a sweat.

What Most Folks Are Doing

Get this, 92 million people are shelling out for Verizon’s postpaid service. No shame in that game, but if you’re not milking those benefits, you’re basically tossing $300 a year down the drain.

Think long-term. In 10 years? That’s nearly 5 grand, or $2,000 more if you play your cards right with the S&P average return.

The “Free” Upgrade Myth

So, they tempt you with this “free” upgrade for an extra 30 bucks a month. But here’s the real deal: the true freebie is in paying less every month, picking up a new phone only when it really counts, and realizing you’ve spent way less for the same thing.

Even Jeff Bezos isn’t flexing the latest iPhone. Newest tech isn’t the golden ticket to your dreams.

Set It and Forget It

Step One: Autopay. You might be clinging to postpaid for that grace period, but what if your bill was just lower? Set every bill on autopay, ignore those due dates, and keep a buffer in your bank. It’s like financial autopilot.

The Reward System

Here’s where it gets sweet. Pay your bill with a credit card – no merchant fees, though. Set that card to pay your phone bill automatically, maybe a week early for cushion. Then set the credit card bill to auto-pay from your bank, again, a bit early.

Next move? Cut up the credit card. You won’t need it anymore.

And here come your rewards:

  • Loyalty points from your phone provider.
  • Cash back from your credit card.
  • A stellar credit history with 100% on-time payments, ’cause they’re handling themselves.

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